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How to Deal With a Falling Tree

Nov 07, 2022

What To Do if a Tree Falls on Your House

6 Steps to Take After a Tree Has Fallen On Your House

In an ideal world, we would never have to worry about the possibility of severe damage to our homes and properties. However, since there is even a slight possibility of detrimental impacts as a result of fallen trees, it is always wise to have a plan in place in case something goes wrong. From strong gusts of wind to dying trees near your home, a tree can fall anytime, so make sure you are prepared for anything and everything.



So, what happens if a tree falls on your house? Elite RGP is here to help you understand the necessary steps to take in case there are any fallen structures on your property. With us, you can rest assured that your home will once again be in top shape after you are left with unwanted property damage.



Evacuate

Though it may seem like common sense, it is critical to get out of harm's way if a tree falls on your home. Hopefully, a tree falls when nobody is actually inside, but this is not always the case. As a tree falls, the struct around the tree can begin to splinter. Even if you are not immediately next to the tree when it falls, the resulting damage could still harm you.


To evacuate, make sure you use the nearest exit and move away from the structure, as well as any power lines that could come down with the tree. Ideally, you should have an easy way to grab any essential items on your way out. However, the most important thing is to remove all individuals and pets away from the property as quickly as possible.



Call 911

Just like any emergency situation, it is critical to call 911 or local emergency services. Even if you do not know the extent of the damage, it is best not to find out yourself. By calling emergency services, you will be taken care of, and you will be able to address any injuries that may occur.

Health and safety are always the top priority, so it is essential to focus on yourself and your family before assessing the state of your property. Your local emergency team will be able to provide expert advice on precautionary steps.



Get in Touch with Your Insurance Company

Does home insurance cover trees falling on your house? No matter the degree of impact, repair costs will likely be significant. However, your insurance company will have the ability to provide some assistance through the recovery process. An insured structure will mean you can receive compensation for repair costs.


In North Carolina, Elite RGP will assist with insurance claims to ensure you get the most out of your coverage plan. When you file a claim, your insurance company will likely recommend that the next thing to do is to hire a local roofer for repairs and another team for tree removal.

We are highly experienced in working with clients to understand coverage limits and the details regarding your claim. It is always essential to work with an insurance company and roofing business that will assist in all aspects of damages.



Contact a Local Roofer

A local team of professionals can repair damages to your roof. Our roofing team will assess the damages with a thorough inspection and determine if a simple repair or entire replacement is needed to get things back on track. A house with a damaged roof will fail to keep you and your family safe. That is why it is vital to have your roof fixed before attempting to go back inside the structure.



Conduct an Inspection

You may need to conduct an initial inspection to file a claim with your insurance company. Since the property is unsafe to enter after a tree has fallen, you need to rely on experts who can safely navigate through the damage. A certified inspector will produce a detailed report with damages that can be used to determine the amount of coverage associated with your claim.



Keep Track of Expenses

Along with your claim process, you may need to keep a detailed record of any related expenses. To assist with covering the cost of debris removal and repairs, an itemized list of payments will be very useful. This way, you may be able to receive money back from your insurance company for any immediate and emergency costs that came up after the tree fell on your house.

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